Money Banker

1. Favorable rules for the player: a. Early Surrender: allows you to give up or surrender one half of your bet before the dealer looks at his hole card and you've taken a hit. Good for situations like your 15 or 16 versus the dealer's exposed 10.'b. Late Surrender: a variation of the above. Allows you to surrender one-halfof your bet after the you have taken one card or more, prior to the dealer exposinghis/her hole card.c. Blackjack paid at 2-1: reduces the casino's edge by 2.2%. Not commonly found.d. Double after split (DAS): commonly applied rule variation that is very helpfulto players.e. Dealer stands on soft 17: only a .2% help for the player, but good nonetheless.f. Resplit of Aces: allows you to save a split ace hand by splitting again. Thissame applies to other splits as well. 2. Some Helpful Hints a. Never split 5's.b. Always split 8s and Aces.c. Always double on 11 except when the dealer shows an Ace.d. Never take insurance.e. Never hit your hand when you have a total more than 13 and the dealer is showing2-6.f. Never stand when you have a soft 12-17.g. Always hit your hand if you have a 12-16 and the dealer is showing 7-Ace.h. Never play when you aren't in the best frame of mind.i. Never play when you have had too much to drink.j. Never bet to impress others.k. Never risk your entire bankroll.l. Never chase your losses with larger bets.m. Only play in times and places you feel comfortable.

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The number of games and manufacturers of coin-operated machines are almost end less. Choose from slot, gumball, cigar, music, clocks, cash registers, pinball, gun, and weigh machines, horse gaming and golf, to name a few. Slot authoritarian, Marshall Fey, author of "Slot Machines:
A Pictoral History of the First 100 Years,
" said the slot machine mushroomed into a premier collectible after 1976, the year that California legalized antique slot machine collecting. Many states have since followed suit. Robert Levy of Pennsauken, N.J., who has more than 250 antique slots, said he collects because "they increase in value every year. They are a good investment, very entertaining, they make wonderful banks, and they will never be made again." His oldest is dated 1893. Levy, who is for two price guides in the U.S. and one in England, said he has bought and sold slot machines for 14 years. For some collectors, "seek and find" offers the most enjoyment. The rare ones are difficult to locate because many of them were taken to the city dump and are lost forever. Some collectors like the "thrill" of owning an illegal item. Not every state condones ownership of a slot machine, and some states require that it be a certain age before it can be sold. Levy said the Attorney General's office of each state regulates the sale of slot machines, and it is best to check with that office before buying. Cosmetic changes over the years are not the only consequences of the modern world of gaming. "With the old machines, you played one coin at a time and it paid on the center line. You could have fun playing and watching and waiting for the symbols to come up. Today's electronic slots play up to 60 lines at one time; they will take $100 dollar bills and will, geometrically, take money unbelieveably quicker. You can sit down and in a matter of seconds, your money is gone, and so is the fun of the game.

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Gambler's Survival Guide
Source : Max Drayman (www.winneronline.com)

Top tips that will help you walk away from casinos with more money in your pocket:Know Your Game Not all games are created equally. There is a wealth of information both on the net and in print to inform you of the odds you face in any given game and the strategies that will help shave the house edge to a minimum. Spend a little time reading and you'll spend a lot less time wondering what happened to your bankroll.Play To A Budget Let's say you've got $600 and you expect to gamble three times a week for the next couple weeks. That's $100 per session and that's your budget for any given session. Put the rest away, forget about it and enjoy the money you've got in front of you. DO NOT under any circumstances touch another day's bankroll. If you tap out, walk away and come back another day. This is how you remain a happy gambler and not a whining loser. Don't Gamble With Scared Money.We've all heard and said it before: only gamble money that you can afford to lose. Anything you can't afford to lose like the rent money is called "scared money" because that's what you'll be if you even get close to betting with it. And scared gamblers are losers-in-training. If you play this way you may well need professional counselling.

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Before any cards are dealt, the player must wager. He does this by placing his bet in the designated space in front of his table position. The dealer then deals two cards to each of the players, and two to himself (one of the dealer's cards is dealt face up and one is dealt facing down) Face cards (kings, queens and jacks) count as 10, ace counts as one or 11 (as the player chooses) and all other cards are counted at their face value. BLACKJACK - If the player's first two cards are an ace and a 10 or face card, he wins. However, if the dealer also has a blackjack, it is a standoff, as are all ties or pushes. A winning blackjack pays the player 3 to 2.HIT or STAND - Hit means to draw another card (which the player signifies by scraping the table with his cards or a similar hand motion) Stand means no more cards (which the player signals by placing his cards under his wager or moving his hand in a horizontal direction. If the player hits and busts (goes over 21), he immediately turns his cards over and his wager is lost. DOUBLE DOWN - The player is allowed to double the bet on his first two cards and draw one additional card only to improve his hand. SPLITTING PAIRS - If the first two cards a player is dealt are a pair, he may split them into two separate hands, bet the same amount on each and then play them separately. Aces receive only one additional card. After splitting, A-10 counts as 21 and not as blackjack. INSURANCE - If the dealer's up card is an ace, the player may take insurance, a bet not exceeding one-half his original bet. If the dealer's down card is a 10 or any face card, the player wins 2 to 1. Any other card means a win for the dealer.SURRENDER - Where permitted, a player may give up his first two cards and lose only one-half his original bet. The dealer must draw on 16 and stand on 17.

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The player's objective is to get a hand that is closer to 9 in value than the banker's. The game is played modulo 10, that is if the total of the hand is greater than 10, then 10 is subtracted from the total. (Thus the value of a hand is always between 0 through 9)

For example, if the players cards total 15, 10 is subtracted and the value of the hand becomes 5. An ace counts as 1, two counts as 2, etc. , up through nine counts as 9, but tens (also jacks, queens and kings) count as 0.

  • The maximum number of cards in a baccarat hand is three.
  • If the banker or the player has an eight (natural eight) or a nine (natural nine) on the first two cards dealt, no further cards are drawn.
  • The player always draws when the hand is a five or less, unless the banker has a natural, and stands on a six and seven.
  • The banker draws if the hand is a
    a) three and the player's hand stands on a six or a seven, or draws anything but a face card or an eight.
    b) four and the player's hand stands on a six or a seven, or if he draws any card between two and seven inclusive.
    c) five and the player's hand stands on a six or a seven, of it he draws any card between four and seven inclusive.
    d) six and the player draws a six or a seven.
  • he banker always stands if the player stands on a six or a seven.
There are two hands dealt regardless of how many players there are: the banker's hand and the player's hand. Both the banker and the player are dealt two cards, and depending on the value of the hand, might be dealt a third in either case. The task for you as a player is to bet on the banker's hand, the player's hand, or a draw, which means that the two hands are tied. The payout for winning a bet on the banker's or the player's hand is even money, or 1 to 1 and winning draw bets are paid off at 8 to 1 odds or 9 to 1 depending on where you are playing. Although the payoff for winning a draw bet is much more appealing, the chances of actually getting it are pretty low.

If the player or banker has a two card total of 8 or 9, he/she turns the cards over immediately. The other must do so also. (In online baccarat cards are always face up) A 9 value wins over any lesser total, and if neither player has a 9 then 8 wins over any lesser total. Tied 9s or tied 8s are a stand off; no money changes hands (unless ties can be bet on)

If neither the player or the banker has a natural (a total of 8 or 9) then play goes to the player. The player stands on a total of 6 or 7, but if the player has a total of 5 or less he/she must draw one card (face up)

Now it is the bankers turn. With a total of 7, he stands. With a total of 6 or less, his selection depends on the value of his two card total and the value of the card that the player drew.

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